ultrapay legal

Prohibited Activities

Last Updated: April 2026

Operated by Ultra Technologies Ltd

UltraPay is committed to operating a safe, compliant, and responsible payments platform. The following activities and categories are prohibited or restricted when using UltraPay's services, including the UltraPay card, wallet, and any associated features.

This Prohibited Activities Policy applies to all users, cardholders, and any individuals or entities accessing UltraPay's platform. UltraPay reserves the right to suspend, restrict, or terminate any account found to be engaging in prohibited or restricted activities, and to report such activity to relevant regulatory authorities where required by law. This list is not exhaustive; UltraPay may update it at any time by posting a revised version to this page. Continued use of the Services constitutes acceptance of the updated policy.

1. Prohibited Jurisdictions: Card Issuance

UltraPay cards cannot be issued to cardholders residing or registered in the following jurisdictions, or any jurisdiction subject to comprehensive sanctions imposed by the United Nations, European Union, United Kingdom, or United States:

  • Cuba
  • Iran
  • North Korea (DPRK)
  • Syria
  • Russia
  • Belarus
  • Crimea, Donetsk, and Luhansk Regions
  • Sudan
  • Myanmar
  • Any jurisdiction on FATF's list of high-risk or non-cooperative countries, subject to case-by-case review

2. Prohibited Businesses & Entities

UltraPay cards cannot be issued to, and the platform cannot be used by, entities or individuals engaged in the following business activities under any circumstances:

Illegal & Highly Regulated Activities

  • Distribution or sale of illegal substances or controlled drugs without proper licensing
  • Human trafficking, prostitution, or escort services
  • Unlicensed weapons or firearms dealing
  • Child exploitation material or any content that sexually exploits minors
  • Terrorist financing or support of designated terrorist organisations
  • Money laundering or structuring transactions to evade reporting requirements
  • Unlicensed money transmission or unlicensed financial services

Fraudulent & Deceptive Activities

  • Ponzi schemes, pyramid schemes, or other fraudulent investment structures
  • Counterfeit goods, fraudulent invoicing, or identity fraud
  • Phishing, account takeover schemes, or any deceptive financial practices
  • Unauthorised sale of brand name or designer products or services
  • Sale or distribution of music, software, or licensed materials without proper authorisation

Harmful & Exploitative Content

  • Production, distribution, or sale of child sexual abuse material (CSAM)
  • Content promoting or facilitating violence or physical harm toward any person or group
  • Content inciting hatred based on race, religion, disability, gender, sexual orientation, gender identity, or national origin

Sanctioned Persons & Entities

  • Any individual or entity named on the OFAC Specially Designated Nationals (SDN) list
  • Any individual or entity on the UK HM Treasury financial sanctions register
  • Any individual or entity on the EU consolidated sanctions list
  • Any individual or entity on the UN Security Council sanctions list
  • Any individual or entity on the US Department of Commerce Denied Persons or Entity List

3. Prohibited Card Spending

The UltraPay card cannot be used for the following types of purchases or transactions, regardless of the cardholder's location:

  • Purchase of illegal drugs, controlled substances, or drug paraphernalia
  • Purchase of unlicensed weapons, firearms, ammunition, or explosives
  • Payments to or from sanctioned individuals, entities, or jurisdictions
  • Payments for human trafficking, prostitution, or escort services
  • Purchase or facilitation of child exploitation material
  • Transactions designed to launder money or evade financial reporting requirements
  • Funding unlicensed gambling platforms or illegal lottery operations
  • Transactions involving counterfeit currency or fraudulent financial instruments
  • Any transaction that violates applicable law in the cardholder's jurisdiction

4. Prohibited Spending Jurisdictions

The UltraPay card cannot be used for spending in the following countries or regions, regardless of the cardholder's country of residence:

  • Cuba
  • Iran
  • North Korea (DPRK)
  • Syria
  • Crimea, Donetsk, and Luhansk Regions
  • Any country subject to comprehensive Visa network-level sanctions or restrictions

5. Restricted Activities: Subject to Enhanced Review

The following activities are not automatically prohibited but require enhanced due diligence, additional verification, and explicit approval from UltraPay's compliance team before the platform or card may be used:

  • Money Services Businesses (MSBs) and remittance services
  • Cryptocurrency platforms, exchanges, and trading desks
  • Charities and non-governmental organisations (NGOs)
  • Precious metals dealers
  • Regulated gambling or licensed fantasy sports operations
  • Online content or creator platforms (e.g., subscription-based or tipping platforms)
  • High-value art, collectibles, or luxury goods dealers
  • Political organisations or campaign-related payments

6. Platform Misuse

In addition to the above, the following behaviours are prohibited on the UltraPay platform regardless of the nature of the underlying transaction:

  • Creating multiple accounts to circumvent transaction limits or compliance screening
  • Providing false or misleading information during registration or KYC verification
  • Attempting to reverse-engineer, exploit, or tamper with the UltraPay platform or API
  • Using the platform in any way that could damage UltraPay's systems, infrastructure, or reputation
  • Sharing account credentials or allowing unauthorised third parties to access your account
  • Using the platform for any purpose other than legitimate personal or business financial management

7. Enforcement

UltraPay reserves the right to take any of the following actions in response to a suspected or confirmed breach of this policy:

  • Immediate suspension or termination of the account and card
  • Freezing of wallet balances pending investigation
  • Reporting to relevant regulatory authorities including the National Crime Agency (NCA), HMRC, FINTRAC, FinCEN, or other applicable bodies
  • Referral to law enforcement where criminal activity is suspected
  • Permanent ban from the UltraPay platform

UltraPay may be legally prohibited from disclosing the reasons for any compliance-related account action.

If you have questions about this policy, believe your account has been incorrectly flagged, or wish to report a suspected violation, please contact us:

Ultra Technologies Ltd
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